Lien stripping is the process of removing a second or third mortgage in a Chapter 13 bankruptcy. At Bandari Law Group we can quickly qualify you to see if you can strip one or more liens off your property. You need to have a second mortgage, and the value of your home needs to be equal to or less than what is owed on the first mortgage. Chapter 13 turns your second and third mortgages into unsecured debt, and it is discharged after your 3-5 year plan is finished. If you have a second mortgage and your home is under water or lacking in equity then please give us a call and speak with one of our attorneys today.